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Rev. 7/10
FACTS
WHAT DOES LEGENDS BANK DO WITH YOUR PERSONAL INFORMATION?

Why? Financial companies choose how they share your personal information. Federal
law gives consumers the right to limit some but not all sharing. Federal law also
requires us to tell you how we collect, share, and protect your personal information.
Please read this notice carefully to understand what we do.

What? The types of personal information we collect and share depend on the product or
service you have with us. This information can include:
• Social Security number
• Account balances and payment history
• Checking account information and credit history

How? All financial companies need to share customers’ personal information to run their
everyday business. In the section below, we list the reasons financial companies
can share their customers’ personal information; the reasons Legends Bank
chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Does Legends Bank Share? YES
Can you limit this sharing? NO

For our marketing purposes - to offer our products and services to you
Does Legends Bank Share? YES
Can you limit this sharing? NO

For joint marketing with other financial companies
Does Legends Bank Share? NO
Can you limit this sharing? WE DON'T SHARE

For our affiliates' everyday business purposes - information about your transactions and experiences
Does Legends Bank Share? NO
Can you limit this sharing? WE DON'T SHARE

For our affiliates' everyday business purposes - information about your creditworthiness
Does Legends Bank Share? NO
Can you limit this sharing? WE DON'T SHARE

For nonaffiliates to market to you
Does Legends Bank Share? YES
Can you limit this sharing? YES

To limit our sharing
• Call 573-897-2204 or
• Mail the form below
Please note:
If you are a new customer, we can begin sharing your information 30 days from the date
we sent this notice. When you are no longer our customer, we continue to share your
information as described in this notice.

However, you can contact us at any time to limit our sharing.

Questions? Call 573-897-2204

Cut here--------------------------------------------------------------------------------------Cut here
Mail-in Form
Mark any/all you want to limit:
___ Do not share my personal information with nonaffiliates to market their products and services to me.
Name(s)
(Please Print)_____________________________________________
Address__________________________________________________
City, State, Zip____________________________________________

Mail to: Legends Bank
PO Box 888
Linn, MO 65051

WHO WE ARE

Who is providing this notice?
Legends Bank

WHAT WE DO

How does Legends Bank protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include electronic, physical, and procedural safeguards.

How does Legends Bank collect my personal information?
We collect your personal information, for example, when you
• Open an account or deposit money
• Pay your bills or apply for a loan
• Use your credit or debit card
We also collect your personal information from others such as credit bureaus or other companies.

Why can't I limit all sharing?
Federal law gives you the right to limit only
• Sharing for affiliates' everyday business purposes - information about your creditworthiness
• Affiliates from using your information to market to you
• Sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.

What happens when I limit sharing for an account I hold jointly with someone else?
Your choices will apply to everyone on your account.

Definitions

Affiliates
Companies related by common ownership or control. They can be financial and nonfinancial companies.
• Legends Bank has no affiliates

Nonaffiliates
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
• Nonaffiliates we share with can include financial service providers (Insurance agents) or
service providers that perform marketing services for us (direct sales companies).

Joint marketing
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
• Legends Bank doesn't jointly market