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Legends Bank offers a variety of loan programs to meet your needs, including but not limited to Conventional Fixed Rate, FHA, VA & USDA 100% financing.  If you don't find what you need listed on our site, please call us to assist you with tailor-made financing.

The quoted Annual Percentage Rate (APR) calculation assumes a $125,000 loan amount with 20 percent down payment, an anticipated 45-day rate lock period and paid finance charges of 1%.  If the down payment is less than 20 percent, mortgage insurance may be needed, which could increase the APR.  Rate adjustments may apply based on credit score and loan purpose.  Rates are guidelines only.  The actual rates may vary more or less than the listed rates below.  For specific daily rates and conditions, please contact one of our mortgage lenders.

 

 
30 Year Fixed Rate Loan
20 Year Fixed Rate Loan
15 Year Fixed Rate Loan
10 Year Fixed Rate Loan

Rates last updated on Friday, May 17, 2019

30 Year Fixed Rate Loan
Term: 30 years   Maximum Amount: $417,000
RatesAPRPointsPayment
4.25%4.335%0%$614.92
 

This loan will amortize over a period of 30 years (360 months) at a 'fixed', or level payment of principal and interest for the life of the loan.  Your monthly principal and interest payment is based on a loan amount of $125,000.00 for 30 years.


20 Year Fixed Rate Loan
Term: 20 years   Maximum Amount: $417,000
RatesAPRPointsPayment
4.25%4.367%0%$774.04
 

This loan will amortize over a period of 20 years (240 months) at a 'fixed', or level payment of principal and interest for the life of the loan.  Your monthly principal and interest payment is based on a loan amount of $125,000.00 for 20 years.


15 Year Fixed Rate Loan
Term: 15 years   Maximum Amount: $417,000
RatesAPRPointsPayment
3.75%3.898%0%$909.03
 

This loan will amortize over a period of 15 years (180 months) at a 'fixed', or level payment of principal and interest for the life of the loan.  Your monthly principal and interest payment is based on a loan amount of $125,000.00 for 15 years.


10 Year Fixed Rate Loan
Term: 10 years   Maximum Amount: $417,000
RatesAPRPointsPayment
3.875%4.089%0%$1,258.15
 

This loan will amortize over a period of 10 years (120 months) at a 'fixed', or level payment of principal and interest for the life of the loan.  Your monthly principal and interest payment is based on a loan amount of $125,000.00 for 10 years.




Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $484,350 for the contiguous states, District of Columbia, and Puerto Rico or below $636,150 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $125,000 with closing costs of $1,250. Jumbo Loans (whose maximum loan amount exceed $484,350 for the contiguous states, District of Columbia, and Puerto Rico or exceed $636,150 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $500,000 with closing costs of $5,000. Your actual APR may be different depending upon these factors.